Launch cross-border payments on Prividium™
Deploy a private, low-cost, programmable cross-border payments environment and give your institution a measurable advantage.
Cross-border payments
Move money across borders instantly with private, low-cost settlement
Clear payments in minutes, not days. Automate FX. Reduce liquidity overhead. Eliminate intermediary fees. Deliver a global payments product your competitors cannot match.
Start a Prividium™ cross-border payments pilot.
Stand up a preconfigured environment or have ZKsync launch it for you.
The competitive edge: Faster, cheaper and private global settlement
Legacy cross-border payments depend on a long chain of correspondent banks, pre-funded accounts and manual reconciliation. That complexity drives delays and unnecessary cost.
Prividium™ rewires this with private, interoperable chains anchored to Ethereum.
You gain:
- Minutes instead of days to settle cross-border flows
- Material cost reduction by cutting intermediary fees and reducing tied-up liquidity
- Zero exposure of client flows on public ledgers
- Programmable settlement instead of manual back-office processes
Early adopters present a materially better corporate payments product while improving their own balance sheet efficiency.
How Prividium™ transforms cross-border payments
Prividium™ chains are operated privately by each bank and connected through native ZKsync interoperability.
This turns today's multi-day, multi-party path into a single programmable workflow.
Cost improvements show up immediately:
- Fewer intermediaries to pay because banks settle directly with each other and the FMI chain
- Lower FX friction because quotes and conversion are handled programmatically by pre-funded pools
- Reduced operational overhead with automated clearing and reconciliation
- Micro-cost settlement proofs thanks to Airbender zkVM
The result is a faster, cheaper and more predictable settlement experience.
A modern cross-border payment:
Step-by-step
FX quotes generated instantly without manual cost centers
Originator bank requests a firm quote directly from the FMI chain. No third-party markup or messaging fees.
Client confirms and outgoing funds move immediately
The originator Prividium™ sends USD stablecoin directly to the FMI chain. Funds move digitally, without correspondent bank tolls.
FMI chain executes FX and clearing at minimal cost
Smart contracts execute the swap using pre-funded pools. This eliminates the cumulative spreads and fees of multi-party execution.
Beneficiary bank receives and credits near real time
Interoperability delivers the converted asset to the beneficiary chain. Payout is instant and reconciliation costs are near zero.
ZK proofs anchor settlement to Ethereum for pennies
No expensive notarization or bespoke audit processes. A single low-cost proof validates all flows. The entire lifecycle becomes cheaper, faster and more controlled.
Prividium™ architecture built for institutional-grade global settlement
Bank-operated private chains with cost-efficient execution
Each institution runs its own private Prividium™. Transaction execution is local and inexpensive.
Interoperability without the cost and risk of trusted bridges
ZKsync Connect removes the need for multiple intermediaries, cutting operational and financial overhead.
FMI liquidity chain for cost-efficient FX and clearing
FX pools remove the multi-party spreads that inflate cross-border costs.
Execution becomes transparent and programmable.
Execution becomes transparent and programmable.
Ethereum-grade security without Layer 1 fees
Only proofs settle to Ethereum, and proofs cost pennies.
You inherit L1 security without paying L1 transaction costs.
You inherit L1 security without paying L1 transaction costs.
Delivered ready to run: Start with
everything preconfigured
Your pilot comes packaged with:
Originator, beneficiary and FMI Prividium™ chains
Stablecoin issuance templates or tokenized deposit setup
FX and clearing smart contracts
Interop and Gateway configuration
Institutional wallet integrations
A front-end portal to run cross-border flows end to end
Teams can evaluate performance and cost savings immediately.