Tokenized Deposits

Private, Composable Rails

Prividium™ lets regulated institutions issue tokenized deposits on private, enterprise-controlled chains delivering privacy, compliance, programmability, and Ethereum-grade settlement.

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Tokenized deposits illustration

Financial institutions want digital money that preserves their business model

Tokenized deposits solve what public stablecoins and legacy rails cannot

Prividium™ is the only Ethereum-secured platform that is private, permissioned, interoperable, and enterprise-controlled

Safety and Trust

Safety & Trust

Issued by regulated banks, backed 1:1, deposit insured

Programmability

Programmability

Automate treasury workflows and settlement via smart contracts

Speed

Speed

Near-instant, 24/7 settlement

Compliance and Privacy

Compliance & Privacy

Full KYC/KYB/AML, selective disclosure, no data leakage

Interoperability

Interoperability

A regulated settlement asset usable across tokenized assets and networks

Connectivity Built for
Institutional Money

Safety and Control

Safety & Control

Deposits stay a liability on the bank's balance sheet. Banks maintain full control of rails, governance, fees, and compliance.

Privacy by Default

Privacy by Default

Private execution inside your infrastructure. Only ZK proofs leave the environment. Selective disclosure for regulators only.

Interoperability Without Surrendering Control

Interoperability Without Surrendering Control

Atomic settlement (DvP/PvP) across multiple chains. Instant cross-border flows with settlement in seconds.

Tokenized Deposits on Prividium™:
Real Use Cases

Real-Time Cross-Border Payments diagram

Real-Time Cross-Border Payments

Problem

Cross-border rails remain slow, costly, and dependent on intermediaries.

How Prividium™ Solves It

  • Zero data exposure on public networks
  • On-chain compliance (KYC/KYB/AML)
  • Near-instant settlement with Ethereum anchoring

Outcomes

Near real-time settlement

Near real-time settlement (~1s)

No intermediaries

Zero intermediaries

Institution-grade privacy

Institution-grade privacy

Intraday Repo & Secured Financing diagram

Intraday Repo & Secured Financing

Problem

Collateral mobility is constrained by batch settlement windows, intermediaries, and reconciliation breaks.

Prividium™ Enables

  • Real-time, ZK-verified collateral + cash settlement
  • Instant repledging and collateral mobility
  • Role-based access and regulatory-ready visibility

Outcomes

Higher liquidity utilisation

30–50% higher liquidity utilisation

Seconds to settle

Seconds, not hours, to settle + reuse collateral

Zero operational risk

Zero operational risk from manual processes

Corporate Treasury Automation diagram

Corporate Treasury Automation

Problem

Treasuries operate on fragmented systems with batch cycles and slow intercompany flows.

Prividium™ Solves It:

  • Programmable wallets held by banks
  • Near-instant transfers + on-chain clearing
  • Consolidation and real-time visibility across global accounts

Outcomes

Transfer fees

<0.001$ transfer fees

Automated sweeps

Automated sweeps + 24/7 operations

Programmatic forecasting

Programmatic forecasting + liquidity automation

How It Works

  • Banks issue tokenized deposits
  • Clearing layers ensures fungibility & net settlement
  • Corporate wallets hold deposits, stablecoins, MMFs
  • Smart contracts execute treasury rules
  • Settlements occur in seconds, replacing T+1 cycles

Why Enterprises Move to Prividium™ for
Tokenized Deposits

From public chains

From public chains

Gain privacy, compliance, and selective disclosure

From permissioned ledgers

From permissioned ledgers

Avoid silos and unlock cross-chain atomicity

From legacy rails

From legacy rails

Shift to real-time settlement and programmable liquidity

Comparison

Prividium™
Privacy
Private execution; selective disclosure
Atomicity
Proof-based; DvP/PvP built-in
Control
Full control of governance, rules, participants
Interoperability
Native interoperability with Ethereum and other chains in the Elastic Network
Public Chains
Privacy
No privacy
Atomicity
Atomicity only between public state
Control
Shared public infra
Interoperability
Only non-atomic available currently
Legacy DLTs
Privacy
Private but siloed
Atomicity
No cross-chain atomicity
Control
Consortium-bound
Interoperability
Not natively interoperable
Messaging Bridges
Privacy
Metadata exposure
Atomicity
Asynchronous
Control
Shared operators
Interoperability
Wrapped assets, no native money

Own Your Rails. Protect Your Data. Transact Instantly.

Prividium™ is the only Ethereum-secured platform that gives institutions private execution, enterprise control, built-in compliance, and seamless interoperability for tokenized deposits

Frequently asked questions

Everything you need to know about Tokenized Deposits.

Yes, they remain on-balance-sheet liabilities, backed 1:1 by deposits, often with deposit insurance.

No. All execution is private, with ZK proofs certifying correctness.

Yes, interoperability is built in. Prividium™ supports atomic DvP/PvP settlement and cross-chain liquidity.

Stablecoins don't carry deposit-insurance protection, don't sit on a bank's balance sheet, and don't support bank compliance obligations. Tokenized deposits are regulated digital money.

~1-second ZK finality with enterprise-grade throughput.

ZK icon

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