Make Treasury Real-Time, Automated, and Capital-Efficient
Prividium™ modernizes corporate treasury by replacing fragmented accounts and batch settlement with unified, programmable, real-time liquidity.
Treasury Management
Corporate Treasury Is Fragmented, Slow, and Expensive
Prividium™ enables programmable treasury management so you can consolidate your global treasury in real-time with near-instant transfers.
Used by global enterprises managing multi-billion-dollar treasuries
Designed for real-time, atomic settlement
Near-zero transaction costs (<$0.001/tx)
Full auditability and role-based access control
Treasury Infrastructure Was Not Built
for Global, Real-Time Business
Liquidity Is Trapped Across Hundreds of Bank Accounts
Corporate treasuries at large enterprises maintain 500–1,200 bank accounts globally, costing $5–15M per year just to maintain them.
Each account sits on a separate ledger, with its own onboarding, compliance rules, cut-off times, and reconciliation cycles.
Impact:
- Liquidity trapped across silos
- Redundant cash buffers
- Cash idle for 2–3 days in transit (~1.5% of balances)
- Significant operational overhead
Slow, Batch-Based Settlement Creates Working Capital Risk
Traditional payment rails depend on cut-off times, SWIFT messaging, and T+1 settlement windows.
Treasurers must pre-fund accounts days in advance to avoid payment failures.
Impact:
- Delayed settlement
- Higher FX and payment fees
- Poor liquidity forecasting
- Inability to optimize idle cash
Manual Liquidity Management Leaves Yield on the Table
Sweeps, reallocations, and inter-company transfers remain largely manual.
Impact:
- Idle funds miss yield opportunities
- Lack of consolidated visibility
- 25–40 bps ROI lost due to manual operations
From Fragmented Accounts to
Real-Time, Programmable Treasury
Consolidated, Multi-Asset Corporate Wallets
Prividium™ replaces hundreds of bank accounts with programmable multi-asset wallets that hold:
- Tokenized deposits
- Regulated stablecoins
- Tokenized money-market funds (MMFs)
Benefits:
- Instant global visibility
- 24/7 operations
- Reduced reconciliation cycles
Instant and Atomic Settlement
Each bank runs its own private Prividium™ environment, while a clearing layer ensures:
- Atomic swaps across banks
- Fungible balances regardless of issuer
- Real-time reconciliation and net settlement
Benefits:
- Eliminates 2–3 day settlement float
- Removes cut-off times entirely
- Frees $30–50M for a $3B treasury
Automated, Programmable Treasury Workflows
Smart contracts execute treasury policies automatically based on desired parameters:
- Auto-sweep idle funds into trusted MMFs
- Performance-based rebalancing
- Automated FX netting
- Intraday liquidity monitoring
Benefits:
- Up to 90% reduction in treasury infrastructure costs
- +25–40 bps yield uplift
- Zero-touch treasury operations
The Architecture of Real-Time Liquidity
Before vs. After Treasury Architecture
Before:
- Hundreds of bank accounts
- Cut-off timers and batch settlement
- Manual reconciliation
- Funds stuck for days
After with Prividium™:
- Unified multi-asset wallet
- Instant settlement
- Automated yield sweeps
- Banks connected via clearing rails
Treasury Becomes
a Real-Time Strategic Asset
Cost Efficiency & Operational Resilience
- Up to 90% reduction in treasury infrastructure costs
- Fewer accounts to maintain
- Automated reconciliation
- Near-zero transaction costs
Enhanced Yield & Working Capital Performance
- +25–40 bps improvement in cash returns
- Reduction of operational float
- Tens of millions unlocked in liquidity
Compliance & Auditability by Design
- Complete audit trails
- Role-based access control
- Custom governance
- Compatibility with ERP and TMS systems
